As a company, you face many employee benefit challenges, including internal resources, time management, employee education, compliance with federal and state legislation, trend increases, pharmacy costs and increased litigation activity. This demanding environment dictates a change in the way you purchase and manage your insurance programs. To compete in your marketplace, you must adopt a total cost of employee benefits management philosophy based on data-driven decisions and globally positioned communications. We specialize in evaluating, negotiating with, and recommending insurers and providers to our clients, and we employ rigorous selection criteria and performance objectives when considering a vendor.
Securing the best insurance package for your business begins with planning. Analyzing all your risks is critical to successful implementation of your insurance plan. AssuredPartners Colorado will partner with you by providing ongoing assistance, consultation and service that will help you control your insurance expenses, choose the best plan to fit your company’s needs and promote health care consumerism.
Our range of value-added services includes delivering you custom solutions for all your health care management needs, including benefit plan analysis, contribution strategies, health & wellness education and training, claims analysis, and developing employee policies and consumer-driven programs.
AP CO provides legislative updates and briefs which are crucial in keeping up to date and current on regulatory and compliant issues including health care reform, COBRA, HIPAA, FMLA, Medicare Part D, ADA, state-specific legislation and more.
Employee Benefit Communications
Many employees don’t take full advantage of their benefits because they don’t understand them. AP CO will collaborate with your human resource team to build an employee communication strategy which may include internet options, face to face meetings, and outside experts. We will help educate employees about your benefits and how to best use their plan with a range of materials.
AP CO is committed to helping you implement and improve workplace wellness initiatives that will reduce health care costs and increase employee productivity and satisfaction. AP CO and its partners are experienced in customizing and building programs to maximize return to your organization.
Managing Health Care Costs
Controlling health care costs is achieved through a customized approach to building a program utilizing carrier options and combining this with actuarial, claims and benefit analysis. This information combined with our experienced staff allows the AP CO team to negotiate with carriers and put proper controls in place to maximize the return on your organization.
Plan Design Resources
Choosing the right plan design is vital, both in terms of cost and staying competitive with your recruiting and retention efforts. AP CO provides direct advise, benchmarking detail along with educational articles covering various plan design types and topics.
Education & Training
AP CO employee seminars are designed to help educate employees, promote health care consumerism, and reduce high claim utilization and high-dollar claim expenses. AP CO has a proven team which together with your organization’s internal resources will collaborate to build information and educational seminars aligned with your goals.
AP CO draws on internal and external resources to build and manage international benefits programs. As your organization grows internationally AP CO will continue to build custom solutions to meet your growing needs.