Across the country, many individuals are setting plans in place for the arrival of summer.From cross-country road trips to surfing at the local beach, the summer likely means more travel and outdoor expeditions. While it’s easy to get distracted by all the fun in the sun, there are a number of insurance risks and needs consumers should consider first.
On May 21, 2018, the Internal Revenue Service (IRS) issued Revenue Procedure 2018-34 to index the contribution percentages in 2019 for purposes of determining affordability of an employer’s plan under the Affordable Care Act (ACA). For plan years beginning in 2019, employer-sponsored coverage will be considered affordable per the following.
For oil and gas workers, fatigue caused by a combination of long work hours and lengthy commutes can contribute to motor vehicle crashes–the leading cause of death in the industry–a new fact sheet from NIOSH states. Oil and gas workers face several factors that increase their risk of drowsy driving.
If your company designs, manufactures, distributes or sells a physical product—anything from toys to building supplies to macaroni and cheese—you’ll want to strongly consider purchasing product liability coverage. This coverage helps provide financial protection in the event that the use of your product results in property damage, personal injury or death.
On May 14, 2018, the World Health Organization (WHO) announced their plan to urge governments worldwide to eliminate the use of artificially produced trans fat by 2023. According to the WHO, artificially produced trans fats found in junk and fried foods contribute to more than 500,000 preventable deaths annually.